Back To School Means Back To Spending
Textbooks, software, energy drinks – this
1st Financial Bank USA Student Visa®
credit card can handle it all.

HERE FOR YOU
Perks Designed For Student Life
Flexible Payment Options
Pay your full balance, the minimum payment due, or any amount in between. It's up to you.
Instant Cash Access
Don't let "Cash Only" signs stop you. Your card works at any ATM or bank with a Visa® logo on it.
Protection From Scammers
You're never responsible for unauthorized card use. If you didn't buy it, you won't pay for it.
Experts On Your Side
We've been helping people improve their financial futures for over 110 years.
Easy Account Tracking
Make payments and monitor spending from your phone with our mobile app.
Worldwide Acceptance
Rely on your card when ordering books at home, shopping abroad, and just about anywhere else.
PAYING FOR SCHOOL
Pay Now and Build a Credit History for Later
There’s no way around back to school costs. But using a student credit card is a smart way to pay and build a credit history to help you later in life.
A Credit Score Takes Time To Build
Get a jumpstart on building a credit history by paying for college expenses.
It's an Easy Win
Grow your credit history and score by making on-time payments.
Something To Look Forward To
A good credit history can help with getting an apartment, car or even getting a job.

Start Your Credit Journey Today
WHY BUILD A CREDIT HISTORY WITH US
What Our Cardmembers Are Saying
It helped me get home when l didn't have money in my bank account and on top of that l had to use it to get to work and home because l haven’t gotten paid yet.
I've been trying to get a car for so long and this card is really helping me build my credit up for that.
It has helped tremendously. I was struggling to keep a stable college flow due to my car and expenses with my dorm. And 1fbusa has provided a great assistance for me so now I can save and build up my credit.
I was thinking I’d had to wait a month before getting a book for a class but the card helped me get that book on time.