It's Never Too Early to Start Building Your Credit

The Student Credit Card from
1st Financial Bank USA helps you improve your financial future with each purchase.



Perks Designed For Student Life

Flexible Payment Options

Pay your full balance, the minimum payment due, or any amount in between. It's up to you.

Instant Cash Access

Don't let "Cash Only" signs stop you. Your card works at any ATM or bank with a Visa logo on it.

Protection From Scammers

You're never responsible for unauthorized card use. If you didn't buy it, you won't pay for it.

Experts On Your Side

We've been helping people improve their financial futures for over 110 years.

Easy Account Tracking

Make payments and monitor spending from your phone with our mobile app.

Worldwide Acceptance

Rely on your card when ordering books at home, shopping abroad, and just about anywhere else.


Why Should You Build Credit?

Credit scores tell lenders how likely you are to pay back a loan. Having a good score makes it easier to do things like rent an apartment or buy a car.

These 3 tips can help you establish a good one:


Get Started Early

Lenders like seeing a long history of credit activity.


Show a Good Track Record

Your credit score improves when you make payments on time.


Keep a Low Balance

Using too much of your available credit can lower your score.

Start Your Credit Journey Today


What Our Cardmembers Are Saying

This card has been a great start to my financial freedom and helped me be more financially literate.

Been a member since 2017 and have had nothing but perfect customer service.

I used it to fill up my gas tank! I love that I am building my credit at a young age.

It is helping me build a good credit while also improving my personal responsibilities…I am so glad I applied.