LIMITED TIME OFFER - Get $50 back after your first purchase with your card* See Details

It's Never Too Early to Start Building Your Credit History

The Student Credit Card from
1st Financial Bank USA helps you improve your financial future with each purchase.

APPLY NOW WHY BUILD A CREDIT HISTORY?
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HERE FOR YOU

Perks Designed For Student Life

Flexible Payment Options

Pay your full balance, the minimum payment due, or any amount in between. It's up to you.

Instant Cash Access

Don't let "Cash Only" signs stop you. Your card works at any ATM or bank with a Visa logo on it.

Protection From Scammers

You're never responsible for unauthorized card use. If you didn't buy it, you won't pay for it.

Experts On Your Side

We've been helping people improve their financial futures for over 110 years.

Easy Account Tracking

Make payments and monitor spending from your phone with our mobile app.

Worldwide Acceptance

Rely on your card when ordering books at home, shopping abroad, and just about anywhere else.

CREDIT SCORE TIPS

Why Should You Build a Credit History?

Credit scores tell lenders how likely you are to pay back a loan. Having a good score makes it easier to do things like rent an apartment or buy a car.

These 3 tips can help you establish a good one:

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Get Started Early

Lenders like seeing a long history of credit activity.

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Show a Good Track Record

Your credit score improves when you make payments on time.

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Keep a Low Balance

Using too much of your available credit can lower your score.

Start Your Credit Journey Today

APPLY NOW

WHY BUILD A CREDIT HISTORY WITH US

What Our Cardmembers Are Saying

This card has been a great start to my financial freedom and helped me be more financially literate.

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D'TERRAINIQUE

Been a member since 2017 and have had nothing but perfect customer service.

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JACQUELINE

I used it to fill up my gas tank! I love that I am building my credit at a young age.

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BROOKE

It is helping me build a good credit while also improving my personal responsibilities…I am so glad I applied.

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BRYONNA

* LIMITED TIME OFFER - $50 Back

If you apply and are approved for a 1FBUSA Student Credit Card, we will issue a $50 credit to your new account so long as you (1) make a purchase of at least $15 with your credit card and (2) pay by the payment due date at least the minimum payment due reflected on your first billing statement that shows a balance.

APPLY NOW