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1FBUSA's World Traveler $1,000 Currency Giveaway

June 6, 2019

World traveler $1,000 currency giveawayHave you always dreamed of traveling around the world? Now’s your chance! 1st Financial Bank USA wants to give one cardholder $1,000 for his or her dream vacation!

To enter, post a photo or video of yourself or a recent trip you took on Instagram, Twitter, or Facebook. Then, tell us where you would like to go on your dream vacation and why. Tag your post with #1FBtravel, and you’ll be entered to win $1,000 on a 1FBUSA Prepaid card! From there, your winnings can be converted into different currencies using our online currency exchange service, so you can use your Prepaid card abroad.

We’ll pick our favorite #1FBtravel entrants to be finalists, then you, your family, and friends can vote for the winner on our Facebook page. Entries will be accepted through Wednesday, June 26. The Facebook voting period will take place beginning June 27 through July 7. Winner will be chosen and announced on Monday, July 8.
 
One entry per cardholder. Must meet eligibility requirements to win. No purchase or payment of any kind is necessary to enter or win. Odds of winning are one out of approximately sixty thousand.

One entry per cardholder. Must meet eligibility requirements to win. No purchase or payment of any kind is necessary to enter or win. Odds of winning are one out of approximately sixty thousand. This contest is not open to residents of Florida, New York, Rhode Island, Missouri, Washington, and Oregon.

    Young girl at the Eiffel tower     Young male world traveling

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Full Rules:

1st Financial Bank USA World Traveler $1,000 Currency Giveaway RULES

  1. Eligibility: The 1st Financial Bank USA World Traveler $1,000 Currency Giveaway is open only to those who meet the eligibility requirements as follows: Must be age 18+, a resident of the United and a current cardholder of 1st Financial Bank USA (1FBUSA). Employees, their immediate families, and members of the same households as employees of 1FBUSA and 1FBUSA Subsidiaries are not eligible. “Immediate families” includes spouses, children, siblings, parents, and grandparents. This contest is not open to residents of Florida, New York, Rhode Island, Missouri, Washington, and Oregon.
  2. Agreement to Rules: By participating in 1st Financial Bank USA World Traveler $1,000 Currency Giveaway You agree to be fully bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of 1st Financial Bank USA as final and binding as it relates to the 1st Financial Bank USA World Traveler $1,000 Currency Giveaway.
  3. Contest Period: Entries will be accepted starting Thursday, June 6, 2019 and ending at 11:59 PM on Wednesday, June 26 Central time (the “Contest Period”). All entries must be received during the Contest Period to be eligible.
  4. How to Enter:

NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS CONTEST. A PURCHASE OR PAYMENT OF ANY KIND DOES NOT INCREASE THE CHANCES OF WINNING. VOID WHERE PROHIBITED OR RESTRICTED BY LAW.

  • You may enter the Contest online by submitting an entry using #1FBtravel on a public Instagram, Twitter, or Facebook post. The entry must fulfill all 1st Financial Bank USA World Traveler $1,000 Currency Giveaway requirements, as specified, to be eligible to win the $1,000 Prepaid card. Entries that are incomplete or do not adhere to the Rules or specifications may be disqualified at the sole discretion of 1st Financial Bank USA. Photos portraying nudity, drugs, underage drinking, or other subjects deemed inappropriate by 1st Financial Bank USA will not be considered. Entrant must have internet and social media access to enter online. You may enter online only once. You must provide the information requested. You may not enter more times than indicated by using multiple social accounts, email addresses, identities, or devices in an attempt to circumvent the Rules. If You use fraudulent methods or otherwise attempt to bypass the Rules, your submission may be removed from eligibility at the sole discretion of 1st Financial Bank USA.

Upon submission, all entries become the exclusive property of 1st Financial Bank USA and will not be acknowledged or returned. 1st Financial Bank USA reserves the right to, and at its sole discretion may, reject any entry for failure to comply with these requirements. Final eligibility for the award of any prize is also subject to eligibility verification as set forth in these Rules. 1st Financial Bank USA’s database clock will be the official timekeeper for this Contest. 1st Financial Bank USA assumes no responsibility for lost, illegible, late, misdirected, or incomplete entries or for incorrect or inaccurate information.

  1. Prizes: The Winner, or Winners in the event of a tie, will receive a $1,000 Prepaid card. The approximate retail value (“ARV”) of the $1,000 Prepaid card account load is $1,000. Actual/appraised value may differ at time of prize award, and if the actual value of the prize turns out to be less than the stated ARV, the difference will not be awarded in cash. The date of expiration will be printed on the card. If the prize is not fully redeemed by the card expiration date, the card can and will not be renewed, and the remaining balance will be lost.

If the Winner does not wish to receive the $1,000 prize winnings via Prepaid card, he or she will also have the option to request a $1,000 check in his or her name or a $1,000 account credit to his or her existing 1st Financial Bank USA credit card account. 1st Financial Bank USA reserves the right to alter the offering of the three prize options that the Winner may choose from.

Because the prize is more than $600, we are required to report the $1000 prize to the Winner and the Internal Revenue Service on a Form 1099-MISC. You will be responsible to report and pay any federal, state and local taxes on the $1000 prize.

The specifics of the prize shall be solely determined by 1st Financial Bank USA. No cash or other prize substitution shall be permitted except at 1st Financial Bank USA’s discretion. The prize is nontransferable. Any and all prize-related expenses, including any and all federal, state, and/or local taxes, shall be the sole responsibility of the Winner. Acceptance of prize constitutes permission for 1st Financial Bank USA to display the Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law. 1st Financial Bank USA makes no representation or warranty concerning the appearance, safety, or performance of any prize awarded. Restrictions, conditions, and limitations may apply regarding the use of any prize. 1st Financial Bank USA will not replace any lost or stolen prize items. Signature of a release form will be required in order to receive the prize.

  1. Odds: One prize out of approximately sixty thousand notices distributed.
  2. Finalists/Winner Selection and Notification: Finalists will be selected by 1st Financial Bank USA and announced via social media on Thursday, June 27, 2019. Winner will be selected by user voting on 1st Financial Bank USA’s official Facebook page from among all eligible entries chosen to be finalists that are received through the Contest Period under the supervision of 1st Financial Bank USA. The number of finalists is to be determined. Voting will take place starting at the time finalists are posted on Facebook on Thursday, June 27 through 11:59 PM on Sunday, July 7 Central time. The winner, or winners in the event of a tie, will be announced Monday. July 8, 2019 via social media postings.

 Winner will be notified via email or direct message on social media within one week following selection of Winner. 1st Financial Bank USA shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail, or other security settings or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to comply with the Rules, fails to claim the prize within 30 days from the time the award notification was sent, or fails to timely return a completed and executed declaration and release as required, the prize may be forfeited and an alternate Winner selected. Receipt by Winner of the prize offered in 1st Financial Bank USA World Traveler $1,000 Currency Giveaway is conditioned upon Winner’s compliance with any and all federal, state, and local laws and regulations.

  1. Winner List/Official Rules: The rules are available online at students.1fbusa.com/contests-promotions/worldtraveler. To obtain a copy of the winner list or a copy of these Rules, send your request along with a stamped, self-addressed envelope to 1st Financial Bank USA 363 W Anchor Drive Dakota Dunes, SD 57049. Requests for the names of the winner, or winners in the event of a tie, must be received no later than ten (10) days after the Contest Period has ended.
  2. Rights Granted by You: By entering 1st Financial Bank USA World Traveler $1,000 Currency Giveaway and submitting content (photo, video, text, etc.), You understand and agree that 1st Financial Bank USA, and anyone acting on behalf of 1st Financial Bank USA, shall have the right, where permitted by law, to repost, print, publish, distribute, and use submitted entry information and content in any media now known or hereafter developed. This may include without limitation, your entry submission, name, portrait, picture, voice, likeness, image, statements about 1st Financial Bank USA World Traveler $1,000 Currency Giveaway and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes without any further compensation, notice, review, or consent.

By entering 1st Financial Bank USA World Traveler $1,000 Currency Giveaway and submitting content, You represent and warrant that your entry is original or credited work, and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, You will be disqualified at the sole discretion of 1st Financial Bank USA. If the content of your entry is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, You shall, at your sole expense, defend or settle against such claims. You shall indemnify, defend, and hold harmless 1st Financial Bank USA from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which 1st Financial Bank USA may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.

  1. Terms & Conditions: 1st Financial Bank USA reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the 1st Financial Bank USA World Traveler $1,000 Currency Giveaway should virus, bug, non-authorized human intervention, fraud, or other cause beyond 1st Financial Bank USA’s control corrupt or affect the administration, security, fairness, or proper conduct of the 1st Financial Bank USA World Traveler $1,000 Currency Giveaway. In such case, 1st Financial Bank USA may select the Winner from all eligible entries received prior to and/or after the action taken by 1st Financial Bank USA. 1st Financial Bank USA reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the 1st Financial Bank USA World Traveler $1,000 Currency Giveaway or violates these Rules. 1st Financial Bank USA has the right to maintain the integrity of 1st Financial Bank USA World Traveler $1,000 Currency Giveaway, to void entries and/or votes for any reason, including, but not limited to: multiple entries from the same user in excess of that is allowed by 1st Financial Bank USA World Traveler $1,000 Currency Giveaway rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the 1st Financial Bank USA World Traveler $1,000 Currency Giveaway may be a violation of criminal and civil laws. Should such attempt be made, 1st Financial Bank USA reserves the right to seek damages to the fullest extent permitted by law.
  2. Limitation of Liability: 1st Financial Bank USA assumes no responsibility or liability for (a) any incorrect or inaccurate entry information, or for any faulty or failed electronic data transmissions; (b) any unauthorized access to, or theft, destruction, or alteration of entries at any point in the operation of this Contest; (c) any technical malfunction, failure, error, omission, interruption, deletion, defect, delay in operation or communications line failure, regardless of cause, with regard to any equipment, systems, networks, lines, satellites, servers, camera, computers, or providers utilized in any aspect of operation of the Contest; (d) inaccessibility or unavailability of any network or wireless service, the Internet or website, or any combination thereof; (e) suspended or discontinued Internet, wireless or landline phone service; or (f) any injury or damage to participant’s or to any other person’s computer or mobile device which may be related to or resulting from any attempt to participate in the Contest or download of any materials in the Contest.

By entering, You agree to release and hold harmless 1st Financial Bank USA and its subsidiaries, affiliates, partners, representatives, and employees from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the 1st Financial Bank USA World Traveler $1,000 Currency Giveaway and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.

  1. Disputes and Governing Law: 1st Financial Bank USA World Traveler $1,000 Currency Giveaway IS GOVERNED BY THE LAWS OF SOUTH DAKOTA WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in the 1st Financial Bank USA World Traveler $1,000 Currency Giveaway, You agree that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with 1st Financial Bank USA World Traveler $1,000 Currency Giveaway, shall be resolved individually, without resort to any form of class action. Further, in any such dispute, under no circumstances shall You be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees. Some jurisdictions do not allow the limitations or exclusion of liability for incidental or consequential damages, so the above may not apply to you, but in such circumstances, you agree that this exclusion of liability shall extend to the fullest extent permitted by law. You further waive all rights to have damages multiplied or increased.
  2. Privacy Policy: Information submitted with an entry is subject to the Privacy Policy of 1st Financial Bank USA.
  3. Consumer Disclosures: No person has not yet won. No purchase or payment of any kind is necessary to enter or win this contest. The prize is $1,000 on a 1st Financial Bank USA Prepaid card. The retail value of the prize is $1,000. If the Winner does not wish to receive the $1,000 prize winnings via Prepaid card, he or she will also have the option to request a $1,000 check in his or her name or a $1,000 account credit to his or her existing 1st Financial Bank USA credit card account. 1st Financial Bank USA reserves the right to alter the offering of the three prize options that the Winner may choose from. The odds of winning are one out of approximately sixty thousand notices distributed. The Sponsor of 1st Financial Bank USA World Traveler $1,000 Currency Giveaway is 1st Financial Bank USA, which can be contacted by mail addressed to 1st Financial Bank USA Social Media Dept. at 363 W Anchor Dr. Dakota Dunes, SD 57049. The deadline for submitting an entry is Wednesday, June 26, 2019 at 11:59 PM Central time. Actual/appraised value may differ at time of prize award, and if the actual value of the prize turns out to be less than the stated ARV, the difference will not be awarded in cash. The date of expiration will be printed on the card. If the prize is not fully redeemed by the card expiration date, the card can and will not be renewed, and the remaining balance will be lost.
  4. Sponsor and Contact Information: The Sponsor of 1st Financial Bank USA World Traveler $1,000 Currency Giveaway is 1st Financial Bank USA, located at 363 W Anchor Dr. Dakota Dunes, SD 57049. It is in no way sponsored, endorsed or administered by, or associated with Facebook, Twitter, or Instagram. By entering, you completely release Facebook, Twitter, or Instagram of all liability in connection with 1st Financial Bank USA World Traveler $1,000 Currency Giveaway.

ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (at 1st Financial Bank USA’s sole discretion) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE CONTEST, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.