Start Right With Your First Credit Card
Because it's never too early to start building a credit history.
HERE FOR YOU
Perks Designed For Student Life
Flexible Payment Options
Pay your full balance, the minimum payment due, or any amount in between. It's up to you.
Instant Cash Access
Don't let "Cash Only" signs stop you. Your card works at any ATM or bank with a Visa™ logo on it.
Protection From Scammers
Something not familiar in your statement? Contact us immediately, so you won't be responsible for unauthorized charges.
Experts On Your Side
We've been helping people improve their financial futures for over 110 years.
Easy Account Tracking
Make payments and monitor spending from your phone with our mobile app.
Rely on your card when ordering books at home, shopping abroad, and just about anywhere else.
CREDIT SCORE TIPS
How To Build a Credit History With Your First Credit Card
Credit scores tell lenders how likely you are to pay back a loan. Having a good score may make it easier to do things like rent an apartment or buy a car.
These 3 tips can help you establish a good one:
Start Early With Your First Card
Lenders like seeing a long history of credit activity.
Show a Good Track Record
By making payments on time, your first credit card will help you improve your credit score.
Keep a Low Balance
It's your first card, be sure not to use too much of your available credit, it can lower your score.
Start Your Credit Journey Today
WHY BUILD A CREDIT HISTORY WITH US
What Our Cardmembers Are Saying
This is actually my first credit card and it will help me by building my credit history at such a young age.
This card has been a great start to my financial freedom and helped me be more financially literate.
I used it to fill up my gas tank! I love that I am building credit at a young age.
It's helped me so much!! This is my first credit card and I truly love it!!