WHY BUILD A CREDIT HISTORY WITH US?

What Our Cardmembers Are Saying

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Tarrance

“My credit card came in very handy this month. I needed an additional book for class and I was also able to purchase my ticket to go home for Spring Break. Thank you 1st Financial Bank USA for entrusting me with my very first credit card experience.”
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Itzae

“Helped by paying for a hotel to go on vacation for the summer and pay my gym membership without having to worry about a straight out-of-pocket cost.”
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Kayla

“As a student in college, having a credit card is a great way to start building a credit history and your credit score. Paying your monthly balance and using your card responsibly are key ways to start.”
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Victoria

“It feels great! This wonderful news came at the perfect time 🙂 Now, I don't have to get stressed out paying for my airfare when I study abroad this summer. Thanks so much, 1st Financial Bank!”
HERE FOR YOU

Perks Tailored to Your Student Life

Being a student can stretch your patience, time management, and bank account. Having a credit card can help. Plus, did you know that it also comes with some perks?
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Zero Liability

You're never responsible for unauthorized card use. If you didn't buy it, you won't pay for it.
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Worldwide Acceptance

Rely on your card when ordering books at home, shopping abroad, and just about anywhere else.
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Instant Cash Access

Don't let "Cash Only" signs stop you. Your card works at any bank with a Visa® logo on it.
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Flexible Payment Options

Pay your full balance, the minimum payment due, or any amount in between. It's up to you.
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Experts On Your Side

We've been helping people improve their financial futures for over 110 years.
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Easy Account Tracking

Make payments and monitor spending from your phone with our mobile app.

Start Your Credit Journey Today