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Visa Gold Card

1FBUSA is proud to specialize in providing quality credit card and financial services to college students and college graduates nationwide.

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1st Financial Bank USA Gold credit card being used to purchase car battery
1FBUSA credit card application for students
connecting students to adulthood
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Uncover the benefits

We're proud to say that many satisfied customers stay with us for years.
Our credit cardholders enjoy the following benefits.

Payment
Flexibility

Each month, you can pay your balance in full, the minimum payment due, or any amount in between - you choose.

Payment Flexibility

Each month, you can pay your balance in full, the minimum payment due, or any amount in between - you choose.

Easy Account
Tracking

Make payments and monitor spending from your phone with our mobile app.

Easy Account Tracking

Make payments and monitor spending from your phone with our mobile app.

Zero
Liability

Your card protects you with zero liability for unauthorized use - which means if you didn't buy it, you don't pay for it.

Zero Liability

Your card protects you with zero liability for unauthorized use - which means if you didn't buy it, you don't pay for it.

Security &
Convenience

Use your card at any of the millions of participating merchants around the world to purchase books, food, gas, clothing, tickets, etc.

Security & Convenience

Use your card at any of the millions of participating merchants around the world to purchase books, food, gas, clothing, tickets, etc.

Cash
Access

Need emergency cash? Use your card at a designated automatic teller machine or present it to a bank displaying the Visa sign.

Cash Access

Need emergency cash? Use your card at a designated automatic teller machine or present it to a bank displaying the Visa sign.

Credit
Building

Start growing your credit score, so you're prepared when the time comes to rent an apartment or buy your own car.

Credit Building

Start growing your credit score, so you're prepared when the time comes to rent an apartment or buy your own car.

you're invited 

click here to apply for a 1st Financial Bank USA credit card

Click the envelope to apply for your
1st Financial Bank USA student credit card.

1st Financial Bank USA student cardholder
take your card wherever you travel
Apply for a 1st Financial Bank USA credit card
Apply for a 1st Financial Bank USA credit card
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LEARN ABOUT STUDENT CREDIT CARDS

Read up on personal finance and getting your first credit card on the 1st Financial Bank USA Blog

How to Glow Up Your Finances in 7 Steps

How to Glow Up Your Finances in 7 Steps
6 Money Saving Challenges That Are Actually Fun

6 Money Saving Challenges That Are Actually Fun
Why is Budgeting Important?

Why is Budgeting Important?

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This site is for education purposes. The material provided on this site or on official social media channels is not intended to provide legal, investment, or financial advice or to indicate the availability or suitability of any 1st Financial Bank USA product or service to your unique circumstances. For specific advice about your unique circumstances, you may wish to consult an attorney or financial adviser.

1st Financial Bank USA does not provide, endorse, or guarantee any third-party product, service, information or recommendation listed above, on official social media channels, or elsewhere. The third parties listed are solely responsible for their products and services, and all trademarks listed are the property of their respective owners.

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