Quiz: What Is Your Credit Card IQ?

September 25, 2020

Are you confident that you know how credit cards work? Credit cards are complex and can lead to some sticky situations, like credit card debt, if you’re not careful. Before you take on the powerful plastic, your brain needs to be packed with all sorts of important information and terminology.

Do you know what an interest rate or APR is? How about the FICO credit score range? What do you know about late payments? It's easy to tell yourself you know everything when it comes to credit cards, but let's put your knowledge to the test. This credit card IQ quiz will ask you about a variety of credit card facts. Do you have what it takes to get a perfect score? Let's find out.


Your privacy is important to us. We have established standards that govern our collection, use, retention, and protection of information about you in connection with your use of the 1FBUSA website and 1FBUSA Mobile. View our privacy policy.

So, how did you do? These credit IQ questions may have caught you off guard, and that's okay, especially if you are a new or soon to be credit card owner. It is important that you take initiative in learning everything there is to know about credit cards, as they can be quite dangerous if you don’t know what you’re doing. A good way to get started in your credit card research and learning is to read some of the articles linked below. We encourage you to take the test again to either raise your score or maintain your knowledge, you can never study these terms too much. Keep going until you get a perfect score, you got this. As you know, practice makes perfect!


credit card build credit learn more cta visa